Privacy Policy

Last updated: 2026-08-11

MoneyTrack respects the privacy of clients and visitors. This Privacy Policy explains how MoneyTrack collects, uses, stores, protects, and shares information when clients visit the website, create an account, use finance tracking tools, make payments, download reports, export records, or view advertising-supported public pages.

1. Information MoneyTrack collects

MoneyTrack may collect full name, email address, encrypted password, income records, expense records, category records, budget records, savings goal records, report records, export records, payment references, payment status, amount, currency, transaction dates, access records, cookie consent records, browser type, device information, pages visited, IP address, approximate location, referral source, and date and time of activity.

2. How MoneyTrack uses information

MoneyTrack uses information to create and manage client accounts, keep users logged in securely, store finance records, display dashboards and reports, process paid access, provide CSV exports, respond to support enquiries, improve website performance, prevent fraud or misuse, maintain security, comply with legal obligations, and operate analytics or advertising features where enabled.

3. Google AdSense, Google Analytics, and advertising partners

MoneyTrack may use Google AdSense to display advertisements on public website pages. Google and its advertising partners may use cookies, device identifiers, IP address, browser information, and interaction data to serve ads, measure ad performance, limit ad repetition, prevent fraud and abuse, and improve advertising services.

MoneyTrack may use Google Analytics to understand how visitors use public pages. Analytics data helps improve page structure, performance, navigation, and content quality.

Google may use data collected from this website together with data from other sites and apps according to Google’s own privacy policies, advertising technologies policies, and publisher policies.

4. Cookies and similar technologies

MoneyTrack uses cookies and similar technologies for essential login sessions, form protection, security, user preferences, analytics, and advertising. Essential cookies are required for account login and normal website operation. Advertising and analytics cookies may be used by Google or other approved service providers where these services are active.

5. Personalised and non-personalised advertising

Advertising shown on public MoneyTrack pages may be personalised or non-personalised depending on user settings, browser controls, consent choices, region, Google settings, and applicable law. Visitors can manage ad personalisation through their Google account settings and browser privacy controls.

6. Third-party service providers

MoneyTrack may use trusted third-party services for hosting, payment processing, security, analytics, advertising, email delivery, and technical support. These providers may process information only as needed to deliver their services and according to their own terms and privacy policies.

7. Payment information

MoneyTrack may use a third-party payment processor such as Paystack to process payments. MoneyTrack may store payment references and verification records, but it does not store full card numbers or full bank card security details.

8. Financial records entered by clients

MoneyTrack stores the financial tracking records entered by clients so the dashboard, reports, budgets, savings goals, and exports can function. Clients are responsible for the accuracy of the records they enter.

9. How information is shared

MoneyTrack does not sell client personal information. Information may be shared with service providers, payment processors, hosting providers, analytics providers, advertising partners, security providers, legal authorities, or professional advisers where necessary for service operation, legal compliance, fraud prevention, security protection, or dispute resolution.

10. Data security

MoneyTrack uses reasonable technical and organisational measures to protect information, including encrypted passwords, database access controls, restricted admin access, secure hosting practices, and security monitoring. No online service can guarantee complete security, and clients must keep their passwords safe.

11. Data retention

MoneyTrack keeps account, transaction, budget, savings, payment, report, export, consent, and security records for as long as needed to provide the service, support clients, meet legal obligations, protect the website, resolve disputes, and maintain business records.

12. Client choices and rights

Clients may request access to personal information, correction of inaccurate information, or deletion of information where legally and technically possible. Some records may need to be retained for payment verification, security, accounting, audit, legal, or operational reasons.

13. Children

MoneyTrack is not directed to children. Clients must not create accounts for children or enter children’s personal information unless they are legally authorised to do so.

14. Contact

Privacy enquiries may be sent to support@moneytrack.co.za.